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Writer's pictureShelly Peterson

Reliable Insurance - We're True To Our Name















When you hear Reliable Insurance, you automatically think of Steve Micke and Val Wojtysiak, and their knowledge of the insurance industry and the investment they make in the community with both financial contributions and time commitments. Steve was born and raised in Cloquet, graduated from Cloquet High School, and started his insurance career in 1979 at Nationwide Insurance Company after graduating from St. Johns University.



It didn't take long for Steve to come back to Cloquet when his dad called him and asked him if he wanted to be a part of the company in May 1981. Val also started her insurance career in 1979 and joined Reliable in June of 1981. The tradition continues with her sons, Kyle and Scott, being actively involved in the business.


Reliable was established in 1974 in Cloquet with the mission to adhere to the highest standards of integrity by always being ethical and fair with their customers. That mission has carried on throughout the years and has grown to add offices in Superior and Hermantown.

People don't think they need us until they really need us to use the benefits of their policies. We are there to help. We do what is right for the customer, and we always stay above board and take the high road to serve our customers - Steve

Reliable is committed to helping its customers with the best insurance and financial products for each stage of their lives and business growth. They offer home, life, auto, disability, health, commercial insurance, financial planning, long term care, Medicare supplement as well as wealth management, estate planning, and annuities, from trusted companies like AAA, ASI, Nationwide, Auto-Owners, Integrity, MetLife, Progressive, The Hartford, Ram Mutual, Secura to name a few.


Both Steve and Val strive to have all employees involved in our community, not only because they love the area they live in, but this also helps them support the customers and communities who support them. They are active in the local chambers of commerce, Rotary, Kiwanis, Associated Builders Association, AreaVibes, and Best Christmas Ever.


To learn more about the products they offer, connect with their well-trained, experienced professional staff who have a positive and helpful attitude to serve. You can connect by stopping by one of the office locations at :


Main Office

Toll-free (800) 625-4661

803 Carlton Avenue

Cloquet, MN 55720


Hermantown Office

5094 Miller Trunk Hwy, Ste 500

Hermantown, MN 55811


Superior, WI Office

610 Ogden Avenue

Superior, WI 54880






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